Why is adult Considered High-Risk?
Not all payment processors are equipped to handle adult-focused businesses. Many classify the industry as "high-risk" due to factors such as:
- High chargeback rates due to subscription disputes or buyer's remorse
- Content regulations and age verification requirements
- Legal complexities across different states or countries
- Prior shutdowns or bans by Stripe, PayPal, and Square
- Reputation risk for traditional processors or acquiring banks