High Risk Merchant Accounts

Payment processing for hard to place and declined/terminated merchants

Industries We Serve

Adult | Bail Bonds | CBD | Check Cashing | Continuity | Dating | E-Cigs/Vapes | Escort | Firearms | Gambling | Horoscopes | International | Investment | MMJ | Multi-Level Marketing (MLM) | Nutraceuticals / Vitamins | Online Pharmacy | Pawn Shops | Payday Lenders | Tech Support | Telemarketing | Time Shares | Tobacco | Travel | and More!

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We approve 95% of applicants!
Instant approval available

what we offer

Obtaining a high risk merchant account is easy with High Risk Buddy. No matter the type of business or industry, our cutting-edge credit card processing solutions ensure you will have the most up-to-date technology and solutions for your customers.


Merchant Accounts

We’ll get your High Risk Merchant Account Approved!

Check Processing Services

We approve 95% of our applicants.

High risk industry types

Accounting & Tax Prep

Digital Downloads

Nutraceuticals and Supplements

Guns & Firearms

Adult Entertainment

Document Prep

Drop Shipping

Property Management

Cigarettes & Tobacco


High Volume

Tech Support

Bail Bonds


Payday Lenders


Frequently asked questions

Simply put, no. We have banks that are flexible with poor credit as long as the other parts of your business check out. For instance, if you have poor credit but a beautiful looking website, decent financials, and no negative complaints online, then the bank would be okay with supporting that account. You could also get a cosigner as a last resort.

On average, we can get you set up between 3-5 business days. This all depends on the business type, bank, and the processing volume requested. The faster you can turn in a complete file, the faster we can get the account set up.

No, we can take on new startups as well as businesses who have been around for years. You also don’t need to have tons of money in the bank. Let’s face it, most start-ups are bootstrapped and our banks understand that.

Regardless of the bank that will be supporting your business, they will need a copy of your ID and a voided check or bank letter. Website compliance and additional documentation may be asked for, but will vary on a case-to-case basis.

We approve 95% of applicants.

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